Savings & Checking

$25 opens your AAEC Savings (Share) Account and offers:

• No minimum monthly balance

• No monthly fee

• Savings (share) deposit rates

• Dividends paid quarterly

• Remote check deposit

• ATM card with access to over 80,000 fee-free ATMs

• Unlimited free pin-based transactions

• Personalize your debit card pin by calling (866) 985-2273

• AAEC Anywhere (online banking) – account & loan balances, account alerts, account statements, request check withdrawals, and freeze stolen/lost cards

• AAEC Mobile App – use your AAEC Anywhere (online banking) username and password to log in

• Account insured up to $250,000 by National Credit Union Administration (NCUA)

To open a savings account, fill out a membership form & bring it to AAEC along with your ID, and $25. Contact us to receive a membership form.

No minimum balance required and no monthly service fee plus:

• AAEC savings account is required in order to add a checking account

• Checking (share draft) deposit rates apply & dividends are paid monthly

• Remote check deposit

• Online bill pay

• Debit card with access to over 80,000 fee-free ATMs

• Unlimited free pin & signature based transactions

• Personalize your debit card pin by calling (866) 985-2273

• Overdraft protection from main savings account

• Free pack of checks with new checking account

• AAEC Anywhere (online banking) – account & loan balances, account alerts, account statements, request check withdrawals, and freeze stolen/lost cards

• AAEC Mobile App – use your AAEC Anywhere (online banking) username and password to log in

• Account insured up to $250,000 through the National Credit Union Administration (NCUA)

Call us to open a checking account.

Save a little extra for the holiday season!

• Add to the account as often as you wish

• Holiday Club funds will be transferred to your checking account the first week of November or mailed to you if you don’t have a checking account

• Dividends paid annually on October 31

• AAEC Anywhere & AAEC Mobile app access

• Accounts insured up to $250,000 through the National Credit Union Administration (NCUA)

Call us to add a Holiday Club Account.

For kids 12 and under:

• No minimum balance or fees

• $25 deposit to open account

• 5.0% APR* on all balances up to $500. Dividends paid quarterly

• Parent or guardian must be joint owner. Additional joint owners can also be added

• Sub Savings Accounts can be requested to save for a specific goal

• Remote check deposit

• ATM card with access to over 80,000 fee-free ATMs

• Personalize your debit card pin by calling (866) 985-2273

• AAEC Anywhere (online banking) – account balances, account alerts, account statements, request check withdrawals, and freeze stolen/lost cards

• AAEC Mobile App – use your AAEC Anywhere (online banking) username and password to log in

• Members turning 13 will be transitioned out of the Kids’ Club Account and into the Teen account after their 13th birthday

• Account insured up to $250,000 through the National Credit Union Administration (NCUA)

Call us to open a Kids’ Club Account.

For teens aged 13-18:

• No minimum balance or fees

• $25 deposit to open account

• 2.5% APR* on all balances up to $1,000. Dividends paid quarterly

• Parent or guardian must be joint owner if under 18. Additional joint owners can be added.

• Sub Savings Accounts can be requested to save for a specific goal

• Free checking account available with no minimum balance required and free pack of checks with new account

• ATM or debit card with access to over 80,000 fee-free ATMs

• Personalize your debit card pin by calling (866) 985-2273

• AAEC Anywhere (online banking) – account & loan balances, account alerts, account statements, request check withdrawals, and freeze stolen/lost cards

• AAEC Mobile App – use your AAEC Anywhere (online banking) username and password to log in

• Members turning 19 will be transitioned out of the Teen account into a regular savings account after their 19th birthday

• Account insured up to $250,000 through the National Credit Union Administration (NCUA)

Call us to open a Teen Account.

• Fee-free ATMs

• Unlimited free pin-based transactions

• Personalize your debit card pin by calling (866) 985-2273

• Apply for ATM card (all account owners must sign off on application even if not receiving a card). Contact us to receive the application