Vehicle Loans
New & Used Vehicles
We finance up to 100% of vehicle purchase including taxes, title/registration fees, warranty, GAP Insurance, and additional add-ons!
Cars, trucks, motorcycles, boats/water-craft, RVs/campers, & ATVs
Borrow up to $120,000
Life Insurance - pays off your loan in case of death
Disability insurance - pays part, or in some cases, all of your loan payment
Auto Warranty & GAP Insurance
GAP Insurance - coverage for totaled or stolen auto
Visit any authorized repair facility
Contact us for more information
Car buying help:
Competitive rates – let us know if a dealer offers you a lower rate
Personal Loans
Personal Loans
Finance an unexpected medical bill, home appliance, vacation, and more!
Borrow up to $30,000
Life & Disability insurance
Bill Consolidation Loans
Pay off high-interest credit cards, medical, school, payday/personal loans!
Borrow up to $30,000
Life & Disability insurance
Ea$y Money Loans
A fast & inexpensive way to borrow $500 with no credit check!
$20 fee
Six-month repayment term / $91.26 monthly payment
Must be AAEC member for a minimum of six months and in good standing
No prepayment penalties
Loan repayment must be via direct deposit or school payroll deduction
To apply – bring your driver’s license/State ID, two current paystubs, and ask for the Easy Money Loan application
Share Secured Loans
Share secured loans help build credit or make a purchase without dipping into your savings!
Fully secured by shares in your AAEC account
Shares can be pledged by you, family, or friends
As the loan is paid, shares become available
Shares earn dividends during the loan term
Visa Credit Card
AAEC Visa® offers an 11.9% APR* for all purchases & cash advances.
No annual fee
No balance transfer fees
24×7 fraud protection
Online access to your account at ezcardinfo.com
Home Loans
Mortgage Loans
Purchase or refinance your home with AAEC.
We offer a wide range of programs designed to fit your needs.
Home Equity Line of Credit - Variable Rate
Take advantage of the equity in your home!
Competitive variable rate that adjusts semi-annually (March/September)
No annual fee
AAEC pays all closing costs
Must be your primary residence
Minimum line is $10,000
Maximum line is $150,000
Borrow up to 80% of the current appraised value of your home
Revolving line of credit can be drawn upon for 20 years
10-year payback period renews with each advance
Minimum initial advance is $10,000 & subsequent advances must be a minimum of $500
Home Equity Loan-Fixed Rate
Take advantage of the equity in your home!
Minimum line is $10,000
Maximum line is $150,000
Borrow up to 80% of the current appraised value of your home
