AAEC Credit Union
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News and Updates

Gift Ideas!

Looking for the perfect gift?
We have $2 bills, half dollars,
and dollar coins available at
the office. VISA Gift Cards
are available in any amount
from $10 - $1000. Members
may purchase up to 5 cards
a month with no fee! In a
hurry - call ahead and we
will have them ready for you.

Remote Deposit

Any check deposited through remote deposit MUST include
a restrictive endorsement of
"For Remote Deposit Only
" written on the
back of the check above the authorized signature. Any item
not bearing this endorsement
will be rejected. For instructions on how to enroll click here.

Privacy Policy

To access our privacy policy
click here. If you would like
a paper copy, please call
847-392-1922. .


Need a month off from loan payments? Click to purchase a Skip-a-Pay coupon.

Home Equity Line of Credit

Take advantage of the equity in your home to make some home improvements, pay college tuition, take a vacation, or handle other personal matters. Please stop by our office or call one of our Loan Officers for more information.

AAEC members can apply for a HELOC on their primary residence located in Illinois. This open-end loan ensures instant cash for life's unexpected surprises or other purposes that require a loan.

Borrow up to 80% of the current appraised value of your home, less any outstanding 1st mortgage. AAEC's HELOC is a revolving line of credit that can be drawn upon for 20 years and is amortized over a 10 year period. The 10 year pay back period renews with each advance.

The minimum initial advance is $10,000 and subsequent advances must be at least $500. Our HELOC is secured by a mortgage lien and often offers tax-deductible benefits. Be sure to consult your tax advisor for details.
  • No annual fee
  • AAEC pays all closing costs including appraisal expenses
  • Borrow from $10,000 to $150,000
  • Competitive variable rate adjusts semi-annually
  • Take subsequent advances by voucher or by writing a check
  • 24/7 online account access