All 2009 - 2011 Models
|
|
|
Term |
|
APR Rate |
|
|
|
36 months |
|
4.5% |
|
48 months |
|
5.5% |
|
60 months |
|
5.5% |
|
72 months |
|
6.5% |
|
All Others, 2008 and older |
7.5% |
|
|
Ask about refinancing your current
non-AAEC auto loan at these great rates! Terms subject to
restrictions based on age and value of the vehicle model. Call
AAEC for more information.
Get pre-approved for your next vehicle before you shop by
clicking here.
|
Signature Loans |
|
Type |
Term |
APR Rate |
|
Personal: |
1yr |
7.55% |
| |
2yrs |
10.5% |
| |
3yrs |
11.5% |
| |
4yrs |
12.5% |
| Bill Consolidation
(Checks payable to credit card co) |
Up to 3yrs |
10.0% |
Education
(Tuition bill required) |
Up to 5yrs |
8.5% |
|
Credit
Card Rates
|
Visa Card |
|
|
Annual Fee
|
|
Annual Percentage Rate |
|
Grace Period for Repayment |
|
Method of Computing the Balance
for Purchases |
|
Late Payment Fee
|
|
Over Limit Fee
|
|
|
|
None $10
Duplicate
Card |
|
11.9% |
|
You can avoid finance charges on purchases by paying the full
amount of the new balance of purchases each month within 25
days of your statement. |
|
Average Daily Balance (including current transactions) |
|
$20 |
|
$10 |
|
|
Savings
Rates
|
|
|
Account Type |
|
|
Compound Frequency |
|
Rate |
|
APR |
|
Effective on |
|
|
|
Regular Share Account |
|
|
Quarterly |
|
|
|
1.00% |
|
12-31-2009 |
| |
|
|
|
| |
|
|
|
|
Checking Account |
|
|
Monthly |
|
|
|
.50% |
|
11-01-2009 |
|
Holiday Savings |
|
|
Yearly |
|
|
|
1.50% |
|
10-31-2009 |
|
Vacation Savings |
|
|
Quarterly |
|
|
|
1.00% |
|
12-31-2009 |
|
|
APR = Annual Percentage Rate
All Share (Savings) Account dividend rates are based on the Credit
Union's earnings at the end of the dividend period, and thus
cannot be declared in advance.
All dividends are calculated using the average daily balance method.
Any deposits or withdrawals will affect the APY of your account.
Rates subject to change without notice.
|
